Investment project:
Apartments in Apno, Slovenia
A premium investment opportunity: tourist apartments near the Krvavec ski resort.
Project price: €55,000
General Property Information
- Address: Apno, Cerklje na Gorenjskem, Slovenia
- Land plot area: 799 m², including 550 m² for development; the remaining area is forest
- Location: A south-facing, well-lit slope on the edge of the settlement above the Cerklje-Kamnik road; electricity runs through the plot, with other utilities available at the boundary.
- Zoning: SSc — residential and mixed commercial/service development is permitted.
Legal and Urban Planning Parameters
- In 2011, a building permit was obtained for a two-apartment house/duplex: 3 floors, 17×8 m, basement parking and a 4-car garage. The permit expired due to inactivity, but renewal is possible because the documentation and approved project are available.
- Permitted uses include a single-family or two-family house, a small hospitality base/guesthouse, or tourist apartment rental units.
- Residential use can be combined with guest services, small offices, service areas and limited retail use up to 50% of the area.
- Building form: rectangular ratio of at least 1:1.5; up to 3 levels are permitted: basement/lower ground + 1–2 above-ground floors; roof slope 35–45°.
- Development density: maximum 35% of the land plot; at least 30% must remain landscaped/green area.
Key advantages:
- The plot is prepared for obtaining a new permit, reducing timing and execution risk for investors.
- Utilities are available at the plot boundary and within the settlement.
- Panoramic Alpine views, strong sun exposure and good transport access: around 12 minutes to the motorway.
- Flexible concept: family duplex, residential house or tourist apartment complex.
- Strong liquidity: the Krvavec area is attractive for rentals, chalets and mountain tourism in Slovenia.
Cerklje — 7 min
Šenčur (motorway) — 12 min
Kranj — 20 min
Kamnik — 18 min
Location Map
Key Regional Attractions
Krvavec ski resort — one of Slovenia’s leading ski centres, with around 30 km of slopes.
Lake Bled — one of Slovenia’s most recognisable natural landmarks, around 35 minutes from the plot.
Logar Valley — a scenic Alpine location for outdoor recreation, around 1 hour away.
Kamnik-Savinja Alps: hiking, climbing and the natural landscape of the Kamnik area.
Slovenian thermal resorts: leisure, recovery and wellness/spa tourism.
Investment Calculations and Metrics
Option 1. Sale
- Development area: up to 250 m²
- Construction: €1,000/m² = €250,000
- Additional costs: documentation, connection and taxes — €25,000
- Total investment: €55,000 land plot + €250,000 = €305,000
- Expected sale price at €2,500/m²: €625,000
- Expected profit: ~€320,000
- ROI: 105%
Option 2. Tourist Rental
- Average rate: €120/day — 2 apartments × €60
- Seasonal occupancy for 180 days: €21,600
- Annual occupancy revenue: €32,000, including low season assumptions
- Operating costs: 17% — maintenance, advertising and taxes.
- Net income: ~€26,500/year
- Payback period: ~11.5 years, faster with higher occupancy
- Capital appreciation: expected stable asset value growth in 2025–2030 at 3–4% per year.
| Metric | Value |
|---|---|
| ROI, sale scenario | ~105% |
| Rental payback period | ~11.5 years |
| Annual net rental income | ~€26,500 |
| NPV, 10 years of rental, 4% growth | €434,000 + capital |
Business Plan and Investment Advantages
- Flexibility: the project can be developed as a residential house, family duplex or apartment complex.
- Potential to manage the rental business remotely through service companies and booking platforms.
- The plot has a strong location, sun exposure, views and infrastructure readiness.
- Potential capital return through a build-sell strategy or long-term income through tourist rental.
- Tourist demand supports liquidity: winter sports, summer wellness, mountain recreation and weekend trips.
- The project combines capital protection, development potential and income generation.
Projected regional real estate value growth — 4–5% per year, supported by limited supply and low new development volume in mountain locations.